Five Asset Classes Beyond Conventional Investing

Originally published 2025-06-03. Translation and editorial review: 14 October 2026. Market figures refer to the original reporting period.

“Some assets people don't know about them. But rich people keep it quiet. And get richer and richer.”

5 types of assets that rich people like to hold

1. REITs – Real estate purchased through the stock market. What is

:

REITs (Real Estate Investment Trusts) are funds that raise money from investors to invest in real estate such as department stores, factories, warehouses, office buildings, hotels, etc. Investors buy investment units like ordinary stocks and receive dividends from rent without having to take care of the property themselves.

Why do rich people hold:

• Receive regular dividends (quarterly)

• No need to manage tenants/maintenance.

• Get exposure to multiple properties in one portfolio.

Examples of popular Thai REITs:

• CPNREIT – Invest in Central Department Store.

• WHART – WHA rental warehouse.

• AIMIRT – Warehouse/Distribution Center

“Instead of buying a condo for rent, try holding REIT shares and receive dividends every year.”

2. Dividend stocks – continuous income without having to sell stocks What is

:

Stocks that regularly pay profits back to investors are called "dividend stocks" such as SCGP, BBL, INTUCH, suitable for long-term holdings that want regular income. without having to sell shares

Why do rich people hold:

• Receive “Passive Income” every year.

• Dividend taxation depends on the issuer, account type, tax residence and applicable treaties. Do not assume a universal tax-free allowance.

• Dividend stocks are usually large, stable stocks. Lower risk than Growth Stock

Stock example:

• ADVANC, PTTEP, TISCO, BTSGIF

“Income flows in every year. Even without having to work — this is Passive Income for rich people.”

3. Carbon Credit – Invest in air and make money.

:

Carbon Credit is the right to emit greenhouse gases. (CO2) Companies that emit more must buy credit from those who “Reduce or absorb carbon” such as reforestation projects, clean energy

Why do rich people hold:

• Carbon-credit projects may generate revenue, but prices, eligibility and verification quality vary; values do not necessarily rise every year.

• can be sold on the Carbon Exchange market or for companies to purchase for use.

• Carbon credits combine environmental objectives with commercial risk. Returns depend on the project, market and credibility of verification.

Example of holding:

• jointly invest in reforestation projects, solar energy

• Create a company that sells credit to factories.

“While ordinary people plant trees for shade rich people plant forests to sell credit to factories.”

4. Start-Up Fund – business owners before entering the market

:

Investing in new businesses before entering the stock market (Pre-IPO, Seed Round, Series A-B) Goal: Invest in companies with Unicorn-level growth potential such as TikTok, Airbnb, Robinhood.

Why do rich people hold:

• Successful early-stage businesses can deliver large gains, but many fail. High multiples are exceptional outcomes, not expected returns.

• has the right to understand the business before the public

• There is an opportunity to expand as an owner/board.

Example guidelines:

• Enter the VC (Venture Capital) fund.

• Share shares with Angel investors

• Buy Pre-IPO through a dedicated platform

“Invest first become an owner before the whole world knows it's cool.”

5. IP (Intellectual Property) – Assets that make money throughout life.

:

Property that is created from an idea and can have value, such as copyright, patents, trademarks, programs, songs, books, recipes, etc.

Why do rich people hold:

• created only once But get money repeatedly from granting permission to use

• Legal protection depends on the relevant territory, registration requirements and the type of intellectual property.

• Intellectual property can produce recurring income, but rights may expire and commercial value may decline.

Examples of IPs that make money:

• Song: Earn royalties every time it is played in stores/radio.

• Coffee/dessert recipe: franchise for sale

• Software: Sell License or SaaS

“Ordinary people work in exchange for money Rich people make their assets work for them.”

Rich people are not because they work harder But because “know” is more

Start looking for "knowledge" today, it's better than wasting another 10 years on the wrong type of property.

#Rich must know #Properties of rich people #projectcwf